I know, the latest survey about "last pleasures to give up in a recession" overwhelmingly claims tobacco, alcohol and going to the movies. But think about it: Take your last puff. Depending on the wallop packed by the “sin taxes” where you live, you could save more than $2,000 a year if you go from being a pack-a-day smoker to a non-smoker. You’ll also qualify for significantly cheaper life and medical-insurance rates after you quit. And imagine, you don't have to write it once again on your list of failed New Year's Resolutions.

If you want to find hundreds of great saving tips and ideas, go to www.paragoexports.com and check out the series of e-books with tips collected from ideas from every corner of the globe.

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